Imagine scrolling through old texts and spotting those unwanted Cash App referral messages—now turning them into up to $147 in your pocket. That’s the promise of the Cash App $147 class action settlement 2025, a $12.5 million deal resolving claims of unsolicited promotional texts sent without consent. If you’re a Washington resident annoyed by spam from November 2019 to August 2025, this could be your easy win. With the final approval hearing today, December 2, 2025, here’s your straightforward guide to Cash App settlement eligibility 2025, filing if you haven’t, and when that $147 Cash App payout might land.
What Is the Cash App $147 Settlement?
This settlement stems from Bottoms v. Block, Inc., where users accused Cash App’s parent of violating Washington privacy laws by blasting referral texts via the “Invite Friends” feature. No guilt admitted, but Block agreed to the $12.5 million fund to end the fight. It covers compensation for those pesky messages, plus admin and legal costs. Payouts aren’t fixed at $147—they’re estimates between $88 and $147, prorated by claim volume. Fewer filers mean bigger checks, making it a smart move for eligible folks chasing quick relief.
Who Qualifies for the $147 Payout?
Cash App settlement eligibility 2025 boils down to three simple criteria, targeting Washingtonians hit by the spam wave. You don’t need to be a Cash App user—even non-downloaders qualify if they got the texts. Exclusions apply for those who consented, opted out, or worked for Block. Self-certification works; no screenshots required, as Cash App’s records verify claims.
Basic Requirements
To lock in your spot: Live in Washington when receiving the text. Got a Cash App referral or promo message without prior opt-in. No separate prior lawsuit against Block on this issue. Claims were due by October 27, 2025—late ones get rejected, but check status if filed.
Payout Estimates by Claim Volume
| Claim Volume Estimate | Per-Person Payout Range |
|---|---|
| Under 50,000 | $120–$147 |
| 50,000–150,000 | $88–$120 |
| Over 150,000 | $40–$88 |
Real Payments Happening in 2025–2026
With preliminary approval in July 2025 and today’s final hearing, expect swift processing if greenlit. Payouts kick off 60–90 days post-approval, likely early 2026, via direct deposit, digital wallet, or check. Appeals could delay to mid-2026, but most class actions wrap cleanly. Track via the settlement site—notifications hit 30 days before funds drop.
How to Check Eligibility and Claim Now
The $147 Cash App payout claim process was online-simple, but since the October 27 deadline passed, focus on status checks. Head to BottomsTextSettlement.com, enter your phone or email for a quick eligibility scan. If you filed, update payment info promptly. For late birds: Contact admins at info@BottomsTextSettlement.com, but expect denials. Beware scams—IRS-style fraudsters fake notices; official mail only.
Why This Settlement Matters for Users
Beyond the cash, this Cash App $147 class action settlement 2025 pushes fintech giants toward better consent rules, curbing spam in your inbox. That $88–$147 covers coffee runs or bill bumps, especially amid 2025’s economic pinch. It’s a reminder: Your annoyance has value, and collective action nets real change. For Washington privacy warriors, it’s validation—filed claims could mean holiday boosts if timelines hold.
FAQs – Cash App $147 Settlement 2025
- Am I eligible if I’m not a Cash App user? Yes—if you got unsolicited texts in Washington during the period.
- What’s the $147 Cash App payout amount? $88–$147 estimate; final prorated after all claims reviewed.
- When is the payout timeline? Early 2026 post-December 2 approval; delays possible with appeals.
- Did I miss the $147 Cash App payout claim process deadline? October 27, 2025—check status online; late claims rarely accepted.
- Is this tied to Cash App data breaches? No—this is spam texts only; separate breach settlements exist.
Conclusion
The Cash App $147 class action settlement 2025 turns spam frustration into tangible relief for qualifying Washington residents, with up to $147 on the line after today’s hearing. If you filed by October 27, verify your status at BottomsTextSettlement.com and prep for early 2026 deposits. This isn’t just money—it’s a step toward spam-free phones and stronger privacy. Stay official, skip shady links, and watch for that payout notice. Your share of the $12.5 million awaits—claim the win you deserve.